Companies go ‘speed dating’ in race for Singapore digital bank licenses: sources

This is necessitating bidders to team up to combine banking know-how, consumer facing technology expertise and deep pockets. Many firms are locked in last-minute negotiations to meet the year-end deadline for bidding, said the sources who were not authorized to speak to the media. Retail banks can accept deposits from and offer services to both retail and non-retail customers but must be led by a Singapore-based company. Wholesale banks will mostly serve small and medium enterprises SMEs. Grab, Singtel and Standard Chartered confirmed their interest in a license but declined to specify details. Alibaba Group affiliate Ant Financial and Singapore gaming company Razer are among others considering seeking licenses. The companies declined to comment. For companies with regional aspirations such as Grab and Ant, a Singapore banking license could offer a stepping stone to expanding in larger Southeast Asian markets as the region embraces an era of digital banks. The city-state is set to announce the winners in mid and the digital banks are expected to start operations in a phased manner from mid

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